Thursday, October 7

Want to shed pounds? Sleep longer say experts

I wish I could sleep more during the day. XD
 
Want to shed pounds? Sleep longer say experts

 
WASHINGTON (AFP) - – Dieters looking to shed more fat and feel less hungry while they do it may benefit from a few more hours in bed, according to a new study.

Dieters lost the same amount of weight whether they slept for a full night or fewer hours, but those who got more sleep lost more fat and they also felt less hungry while awake, according to the study, which appears in the October 5 issue of the Annals of Internal Medicine.

"If your goal is to lose fat, skipping sleep is like poking sticks in your bicycle wheels," said Plamen Penev, an assistant professor of medicine at the University of Chicago and the director of the study.

"Cutting back on sleep, a behavior that is ubiquitous in modern society, appears to compromise efforts to lose fat through dieting. In our study it reduced fat loss by 55 percent," Penev added.

The study, undertaken by the University of Chicago's General Clinical Resource Center, tracked 10 overweight but healthy volunteers aged 35 to 49.

The participants had body mass indexes ranging from 25, which is considered overweight, to 32, which is considered obese.

Each ate a diet designed to give them 90 percent of the calories they needed to maintain their weight without exercise and then spent 14 days getting up to 8.5 hours of sleep and another 14 days getting up to 5.5 hours of sleep.

The difference between the two periods was pronounced.

When the dieters got up to 8.5 hours of sleep a day, more than half of the weight they lost was fat. When they were sleeping just 5.5 hours a day, only one-fourth of the weight loss was fat with the rest being mostly muscle tissue.

And getting less sleep also made it harder to diet, as the levels of ghrelin, a hormone that triggers hunger, increased when the volunteers were sleeping fewer hours.

The strictly controlled diets available to the participants meant they had no access to additional food even when their lack of sleep made them hungrier.

But that would not be the case for real-world dieters, who could further dent their chances of shedding fat by failing to sleep enough, feeling more hungry and eating additional calories.

Penev said the message of the study was clear.

"For the first time, we have evidence that the amount of sleep makes a big difference on the results of dietary intervention," he said.

"One should not ignore the way they sleep when going on a diet. Obtaining adequate sleep may enhance the beneficial effects of a diet."

Wednesday, October 6

The 10 Worst Credit Card Mistakes

Good thing I don't own any credit cards. Here's why.

There are plenty debates over whether or not you should use a credit card, especially if you are in debt. If you have a credit card, you want to be sure you are using it to your advantage and avoid costly mistakes. To help you avoid these mistakes, here is a list of the ten biggest credit card mistakes that people make.

1. Using your credit card like a debit card
Your credit card is not your bank debit card. Never put your credit card into an ATM. No, it's not going to do any damage to your credit card, but it will cost you. Often you can expect a flat fee for getting a cash advance and also an astronomical interest rate on top of that for the convenience.

2. Signing up for a credit card with an annual fee and not setting a reminder in your calendar
It is sometimes a good idea to sign up for a new credit card to get a big sign up bonus or take advantage of a balance transfer offer. However, if you ended up with a card that has an annual fee, be sure to set a reminder in your calendar if you are not planning to keep the card and want to avoid the fee. Far too many people pay annual fees on credit cards just because they forget to cancel the card.

3. Not properly researching foreign transactions fees
Before traveling overseas, you need to realize that every credit card has different foreign currency exchange rates and international transaction fees. A typical fee is anywhere from 0 percent to 3 percent. If you have several cards in your wallet, you should use the one that has the best foreign currency exchange rate.

4. Lending your card or card number to people
This is a recipe for disaster. If you give someone your card number, they can make an exorbitant number of purchases. Protect your account by refusing to give anyone your card or card number.

5. Spending more on your card than you have in the bank
Credit card debt is one of the most costly types of debt. In fact, it is the reason why so many people face huge financial problems. If you have a card, you need to be sure that you have a system in place to limit or monitor your spending. You need to know how to budget with your card, and if you don't do it well, you need to immediately address your credit card debt problems.

6. Giving anyone other than your spouse signing rights
If you get a secondary card for someone, you are liable for all the charges. If you're married, you're already liable because you own everything jointly. Otherwise, you are taking a serious risk by adding other card members. The only possible exception might be your children, and if they do have an account you should properly monitor their spending and their credit limit.
[Visit the U.S. News My Money blog for the best money advice from around the web.]

7. Not calling to ask to reduce your APR
If you currently are trying to get out of credit card debt then you should call your card issuer and ask them for a reduced rate. Just gather a few offers for lower rates you have in your mailbox and threaten to leave if they don't lower your rate. If they don't budge, move your balance elsewhere.

8. Signing up for a credit card to get a free T-shirt or a 10 percent discount on a $20 shirt
There can be some very lucrative sign up bonuses. Your best bet is to only sign up for cards with really good offers. A free T-shirt and a 10 percent off are not good incentives.

9. Not properly managing your statement and payments
Some people get into credit card trouble simply because they don't review their statements and they don't have a system in place for paying their bills. You need a system. If you are not in a habit of reviewing your statement, it is quite likely that you are making some reoccurring payments you know nothing about.

10. Not taking advantage of credit card rewards
I figure if you have a credit card you might as well be getting rewards. There is no such thing as the right card because the right card depends on your spending habits. Just be sure your spending is offering you something of value. Here's a list of the best credit cards to help you make that decision.

For me, its better to spend in cash. XD

Tuesday, October 5

Another Cosplay Event just around the corner.

Another cosplay event around the corner. XD




From the bright minds of Otakuzine comes the event that will awaken the otaku inside of you.

Otaku Expo Reload will be held at SM Megamall Megatrade Hall 1 and will run from October 8 up to October 10. The following are the events scheduled for the convention:
Battle of the Bands (Oct 8-10)
Karaoke Contest (Oct 8-10)
On the Spot art Contest Individual / Group (Oct 9-10)
Kpop Dance Competition (Oct 9-10)
Group Cosplay (Oct 9)
Individual Cosplay (Oct 10)

Bring your friends and don't forget to charge those cameras because you'll never know what will happen there.

My options for Oct 9 keeps on getting more and more difficult. XD

Most Common Interview Process in Call Centers, Revealed!

For those who want to get into the call center industry, here are some tips from Jobopenings.ph.

Most jobseekers aim to work in call centers due the great job opportunity it offers. Who would’nt like to work in an industry that offers high salary, loads of benefits and out of town team buildings? Call center really offers a lot of tempting perks!

However, applying in a call center is not as easy as 1-2-3. Out of 10 people who apply in call center only 3-4 gets the job, so preparation is really a virtue!

To help you out with your preparations, here’s the most common interview process in call centers:

  1. Screening process- A Human Resource (HR) personnel would screen you to ask you basic questions. Some HR conducts reading comprehension, you will read a story and would re-tell the story based on your understanding. Some would just ask basic questions like your background, likes or any random questions just to test your communication skills.

  1. Listening and Reading Activity- An HR officer would test your hearing and reading ability since call center agents take calls. You will ask to listen to different kinds of voices, accents and phone feedbacks. You will also read series of sentences or stories and re-tell the story aloud.

  1. English and Typing Examination- If you pass this level, then you're few more steps closer to the job offer! English grammar, basic math and basic computer knowledge are often the scope of the examination. Aside from the exam, a typing test would also be done. Here, you will be ask to type a paragraph or series of words in as fast and accurate as you can.

  1. Phone Simulation- The phone simulation is said to be the toughest level since it will put you in the real scenario. You will be given a handbook where the services are noted. An HR officer who would act like a customer that would call you and ask for the services or would complain about his/her problem. All the possible answers are written on the handbook so its going to be how you would handle the conversation.

  1. Final Interview- If you reached this level, you are one step closer to your goal-the job offer. The head HR would interview you and ask series of questions. Never show pressure and never rattle because he/she would decide if you are deserving for the job offer.

The Job Offer- After you succeeded the intense application process, you will receive a job offer. However, the process is not yet over. After you get the offer you will ask to be trained, and will still be graded based on your performance before they will ask you to be part of the company.

There you go. Hope this helps. XD

Monday, October 4

My Experience at Cosmania X







Yesterday, I went to SMX for the nth time to attend the Cosplay Mania X, popularly known as Cosmania X. I had been anticipating this event since May since there would be a lot of cosplayers (old and new) who will be there as well.











After my 10pm-7am shift the previous night, I went home right away to get some sleep for me to be energized. I got up at around 1:00pm to prepare for the event. It took me a while before reaching SMX since there were a lot of people who wanted to spend quality time with one another. As I got in, there were a lot of people inside (cosplayers, photographers and fanboys XD) roaming around and taking pictures of their favorite cosplayers and some toys.











I was able to take some pictures of toys and cosplayers while meeting some people I know in photography doing their thing again XD.  I got tired after 3-4 hours of roaming around which made me decide to call it a day.










Here are some other pictures for you to look at end enjoy. XD













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